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Car finance ›
What is the maximum age limit for car finance?
Updated: Monday, 18 September 2023
To be eligible for car finance with Moneybarn, you must be within our upper age limit of 75 years old at the point of application.
We’re here to help you onto a better road ahead. You could join the thousands of customers we help with vehicle finance each month. Including if you’re a pensioner looking for car finance.
Can a 75 year old get car finance?
Each lender has their own checks and requirements. That includes lower and upper age limits for car finance.
We accept applicants up to the age of 75 years old. So, for example if you are 75 years, 11 months and 28 days old when you apply, you are still eligible for vehicle finance with us.
We use a soft credit check when you apply. This doesn’t impact your credit score, but gives you an indication on whether or not we could offer you finance. That includes checking whether you are within the upper age limit.
We only use a hard credit check once you decide you’d like an agreement with us, and contracts are drawn up for you to sign.
Please note that there are a variety of factors that affect your eligibility for car finance. Find out more about how finance with us works, learn more about our car finance eligibility checks, or if you’re ready, our online application is quick and easy to submit.
To be eligible for car finance with Moneybarn, you must be within our upper age limit of 75 years old at the point of application.
We’re here to help you onto a better road ahead. You could join the thousands of customers we help with vehicle finance each month. Including if you’re a pensioner looking for car finance.
Can a 75 year old get car finance?
Each lender has their own checks and requirements. That includes lower and upper age limits for car finance.
We accept applicants up to the age of 75 years old. So, for example if you are 75 years, 11 months and 28 days old when you apply, you are still eligible for vehicle finance with us.
We use a soft credit check when you apply. This doesn’t impact your credit score, but gives you an indication on whether or not we could offer you finance. That includes checking whether you are within the upper age limit.
We only use a hard credit check once you decide you’d like an agreement with us, and contracts are drawn up for you to sign.
Please note that there are a variety of factors that affect your eligibility for car finance. Find out more about how finance with us works, learn more about our car finance eligibility checks, or if you’re ready, our online application is quick and easy to submit.
For a better road ahead
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
