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FAQs and guides

FAQs

We want getting car, van or motorbike finance to be as simple and straightforward as possible. We’ve got all the answers to your questions in our FAQs, but if you can’t find what you are looking for then get in touch.

Our application process

It’s important to fully understand our process and what exactly we’ll need from you to give you the vehicle finance you need. Make sure you have a read before signing on the dotted line.

Buying your next vehicle

We want to make sure that you not only get the right finance, but that you find a reliable vehicle that can help you move forward on a better road ahead. Our guide will give you tips on the process of researching and buying your car, as well as how to look after your vehicle once you’ve made the purchase.

Lending Criteria

Before deciding to make an application for vehicle finance, it’s important to know our lending criteria. These are the conditions you must fulfil in order for us to be able to offer you vehicle finance.

We have different lending criteria depending on the type of vehicle you are interested in financing. There are also certain conditions a dealership must meet before you can purchase your vehicle from them.

Make sure you have all the information you need before applying

Global commuter index

Do you have a long commute that really gets on your nerves? Take a look at our global commuter index, which brings together all the information concerning your commute from cost and time to wellbeing to compare against cities across the world.

Vehicle finance types

There’s lots of types of vehicle finance which might make getting a vehicle confusing. We’ve written a guide explaining the type of finance that we offer.

Being self-employed

We consider applications even if you’re self-employed and have bad credit so we might be able to offer you finance even if other lenders have rejected your application.

Our application process

It is important to completely understand the car finance agreement that you may be entering – find out more about how a conditional sale agreement works.

For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)

Representative example: Total amount of credit £8877. Repayable over 56 months, 55 monthly payments of £283.33. Representative 30.7% APR (fixed). Deposit of £778.76. Total charge for credit £6706.15. Total amount payable £16,361.91. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.